:root{--paper:#f7f5ee;--white:#fffdf8;--ink:#192e28;--muted:#5b6860;--green:#224e40;--line:#d8dcd1;--gold:#e8c365;--pale:#e9eee4;--serif:Georgia,"Times New Roman",serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:32px}body{background:var(--paper);color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--green)}a:focus-visible,summary:focus-visible,button:focus-visible{outline-offset:5px;border-radius:2px;outline:3px solid #b27b0b}h1,h2,h3,p{margin:0}h1,h2,h3{letter-spacing:-.04em;line-height:1.12}h1,h2{font-weight:400;font-family:var(--serif)}h1 em,h2 em{color:#37705b;font-weight:400}h2{font-size:clamp(2rem,3.2vw,2.9rem)}h3{font-weight:500}svg{width:100%;height:auto;display:block}::selection{color:#192e28;background:#e8c365}.wrap{width:min(1180px,100% - 80px);margin-inline:auto}.eyebrow{letter-spacing:.16em;text-transform:uppercase;color:#52675a;font-size:10px;font-weight:700;line-height:1.6}.meta-dot{margin:0 7px}.button{background:var(--green);color:#fffdf8;border:1px solid var(--green);border-radius:3px;justify-content:center;align-items:center;gap:24px;min-height:54px;padding:14px 23px;font-size:13px;font-weight:600;line-height:1.5;text-decoration:none;transition:background .15s,transform .15s;display:inline-flex}.button:hover{color:#fff;background:#173c30;transform:translateY(-2px)}.button span{font-size:20px;font-weight:400}.button-small{gap:20px;min-height:43px;padding:9px 17px;font-size:12px}.text-link{border-bottom:1px solid #94a294;align-items:center;gap:18px;padding-bottom:4px;font-size:12px;font-weight:600;text-decoration:none;display:inline-flex}.text-link span{font-size:19px}.quiet-link{border-bottom:1px solid #7f8d7e;padding-bottom:4px;font-size:12px;line-height:1.4;text-decoration:none}.skip-link{z-index:100;background:var(--ink);color:#fff;padding:12px;position:absolute;top:-100px;left:20px}.skip-link:focus{top:10px}.topline{border-bottom:1px solid var(--line);letter-spacing:.035em;color:#59695d;padding:8px 0;font-size:10px}.topline .wrap{justify-content:space-between;display:flex}.site-header{border-bottom:1px solid var(--line);z-index:10;justify-content:space-between;align-items:center;height:99px;display:flex;position:relative}.wordmark{letter-spacing:-.8px;align-items:center;gap:11px;font-size:22px;font-weight:700;text-decoration:none;display:flex}.brand-period{color:#648c6c}.brand-mark{background:var(--green);width:34px;height:36px;color:var(--white);font-family:var(--serif);border-radius:3px;justify-content:center;align-items:center;padding-bottom:6px;font-size:32px;line-height:1;display:flex;position:relative}.brand-mark span{color:var(--gold);font-size:18px;position:absolute;top:0;right:1px}.desktop-nav{align-items:center;gap:34px;display:flex}.desktop-nav>a:not(.button){font-size:12px;text-decoration:none}.desktop-nav>[aria-current=page]{border-bottom:1px solid}.mobile-nav{display:none}.hero{grid-template-columns:1.1fr 1fr;align-items:center;gap:60px;padding-block:76px 61px;display:grid}.hero .eyebrow{letter-spacing:.14em;align-items:center;gap:9px;font-size:9px;display:flex}.live-dot{background:#659073;border-radius:50%;width:6px;height:6px;display:inline-block}.hero h1{letter-spacing:-.055em;margin:23px 0;font-size:clamp(3.1rem,5.5vw,4.7rem);line-height:1.04}.hero h1 em{display:block}.hero-copy>p{max-width:460px;color:var(--muted);font-size:14px;line-height:1.85}.hero-actions{align-items:center;gap:24px;margin-top:27px;display:flex}.hero-copy>.hero-note{color:#6a746a;max-width:none;margin-top:20px;font-size:10px;line-height:1.6}.hero-visual{padding-top:20px}.editorial-art{border:1px solid #bfcbbd;border-radius:3px;overflow:hidden}.art-caption{color:#66785f;justify-content:space-between;gap:12px;padding-top:12px;font-size:9px;display:flex}.art-caption>span:last-child{letter-spacing:.1em;white-space:nowrap;font-size:8px}.principles{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:#53665a;grid-template-columns:repeat(3,1fr);gap:20px;padding-block:21px;font-size:11px;display:grid}.principles>span{justify-content:center;align-items:center;gap:14px;display:flex}.principles>span+span{border-left:1px solid var(--line)}.principle-icon{color:#698372;font-size:20px;line-height:1}.section{padding-block:72px 78px}.section-heading{justify-content:space-between;align-items:end;gap:20px;margin-bottom:30px;display:flex}.section-heading h2{margin-top:11px}.section-heading>.text-link{margin-bottom:5px}.guide-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:25px;display:grid}.guide-card{background:var(--white);border:1px solid var(--line);border-radius:3px;flex-direction:column;transition:box-shadow .2s;display:flex;overflow:hidden}.guide-card:hover{box-shadow:0 6px 20px #1a3a2510}.card-illustration{border-bottom:1px solid var(--line);justify-content:center;align-items:center;height:224px;display:flex;position:relative;overflow:hidden}.illustration-1{background:#e5ecdf}.illustration-2{background:#ece9dd}.illustration-3{background:#e5e9e1}.art-index{font-family:var(--serif);color:#879683;font-size:19px;position:absolute;bottom:12px;right:16px}.mini-page{background:#faf9f1;border:1px solid #879d84;width:196px;height:211px;padding:22px;position:relative;top:24px;transform:rotate(-7deg);box-shadow:8px 6px #ced7c7}.mini-kicker{letter-spacing:2px;color:#71826c;font-size:7px;display:block}.mini-type{font-family:var(--serif);letter-spacing:-1px;margin-top:14px;font-size:29px;line-height:1.1;display:block}.mini-type em{color:#42705b}.mini-lines{border-block:1px solid #b6c4ae;height:12px;margin-top:19px;display:block}.check-art{background:#faf9f0;border:1px solid #819679;width:179px;padding:9px 21px;transform:rotate(6deg);box-shadow:10px 9px #d9d8c8}.check-art>span{font-size:29px;font-family:var(--serif);border-bottom:1px solid #c9d2be;justify-content:space-between;align-items:center;height:52px;display:flex}.check-art>span:last-child{border:0}.check-art i{color:#5d7d5c;font-size:21px;font-style:normal}.check-art>span:last-child i{text-align:center;width:29px;height:29px;color:var(--ink);background:#e9c668;border-radius:50%;line-height:29px}.pay-art{color:#f3f2df;background:#203f32;border:1px solid #91a088;width:216px;padding:19px 22px 16px;transform:rotate(-4deg);box-shadow:9px 7px #c6d3bd}.pay-caption{letter-spacing:1.7px;color:#bacbb3;font-size:6px}.pay-equation{font-family:var(--serif);letter-spacing:-2px;margin-top:11px;font-size:43px;line-height:1.05;display:block}.pay-equation>span{color:var(--gold);font-style:italic}.pay-line{border-top:1px solid #708669;margin-top:15px;display:block}.card-body{flex-direction:column;flex:1;padding:23px 24px 26px;display:flex}.card-body .eyebrow{letter-spacing:.1em;font-size:8px}.card-body h3{font-family:var(--serif);letter-spacing:-.6px;margin-top:13px;font-size:25px;line-height:1.17}.card-body h3 a{text-decoration:none}.card-body p{color:var(--muted);margin:14px 0 22px;font-size:12px;line-height:1.8}.card-body>.text-link{align-self:start;margin-top:auto;font-size:11px}.approach-band{background:#e7ecdf;border-top:1px solid #d5decd;border-bottom:1px solid #d5decd}.approach-grid{grid-template-columns:1fr 1fr;gap:95px;padding-block:54px 59px;display:grid}.approach-grid h2{margin-top:18px;font-size:clamp(2rem,3.2vw,2.8rem);line-height:1.2}.approach-copy{max-width:450px;padding-top:1px}.approach-copy p{color:#526252;margin-bottom:17px;font-size:13px;line-height:1.85}.approach-copy .text-link{margin-top:2px}.next-move{padding-block:64px 70px;position:relative}.next-move h2{margin-top:14px;font-size:41px;line-height:1.1}.next-move p{color:var(--muted);margin:18px 0 23px;font-size:13px}.next-decoration{font-family:var(--serif);color:#dde4d5;z-index:-1;font-size:230px;line-height:1;position:absolute;top:40px;right:7%}.site-footer{color:#e6ecde;background:#183a2e}.footer-main{justify-content:space-between;gap:50px;padding-block:40px 35px;display:flex}.footer-wordmark{letter-spacing:-1px;font-size:27px;font-weight:700;text-decoration:none}.footer-main p{color:#b5c4ad;margin-top:6px;font-size:11px}.footer-main nav{grid-template-columns:repeat(2,auto);gap:9px 50px;padding-top:3px;display:grid}.footer-main nav>a{color:#c6d3bf;font-size:11px;text-decoration:none}.site-footer a:hover{color:#fff}.footer-bottom{color:#adbea7;border-top:1px solid #44614b;justify-content:space-between;gap:22px;padding-block:19px 22px;font-size:9px;display:flex}.archive-intro{padding-block:65px 37px}.archive-intro h1{margin-block:16px 20px;font-size:clamp(3rem,5vw,4.2rem)}.archive-intro p{max-width:530px;color:var(--muted);font-size:15px}.archive-guides{padding-bottom:90px}.article-header{max-width:960px;padding-block:46px 35px}.back-link{color:var(--muted);margin-bottom:32px;font-size:11px;text-decoration:none;display:inline-block}.article-header h1{max-width:900px;margin:18px 0 23px;font-size:clamp(2.8rem,5.3vw,4.5rem);line-height:1.05}.article-deck{color:var(--muted);max-width:720px;font-size:17px;line-height:1.75}.article-byline{border-bottom:1px solid var(--line);align-items:center;gap:12px;padding-block:29px 27px;font-size:11px;display:flex}.byline-mark{color:#456c4e;width:39px;height:39px;font-size:20px;font-family:var(--serif);background:#e5eadc;border-radius:50%;justify-content:center;align-items:center;display:flex}.article-byline a{font-weight:700;text-decoration:none}.article-byline small{color:var(--muted);margin-top:1px;font-size:10px;display:block}.independent-label{letter-spacing:.06em;color:#697864;border:1px solid var(--line);margin-left:auto;padding:5px 9px;font-size:9px}.article-layout{grid-template-columns:190px minmax(0,1fr);align-items:start;gap:46px;max-width:960px;padding-bottom:65px;display:grid}.article-sidebar{position:sticky;top:35px}.article-sidebar nav{flex-direction:column;gap:13px;display:flex}.article-sidebar nav .eyebrow{margin-bottom:2px;font-size:9px}.article-sidebar nav a{color:#65715e;border-left:1px solid #c4d0bd;padding-left:12px;font-size:11px;line-height:1.55;text-decoration:none}.article-sidebar nav a:hover{border-color:var(--green);color:var(--green)}.sidebar-note{color:#727b6c;border-top:1px solid var(--line);margin-top:30px;padding-top:19px;font-size:10px;line-height:1.7}.takeaway{background:#eaf0e3;border-left:3px solid #799c75;margin-bottom:35px;padding:20px 25px}.takeaway .eyebrow{font-size:9px}.takeaway p{font-family:var(--serif);letter-spacing:-.4px;margin-top:9px;font-size:22px;line-height:1.4}.prose{color:#34443a;overflow-wrap:anywhere;font-size:16px;line-height:1.85}.prose p{margin-bottom:22px}.prose h2{color:var(--ink);margin:41px 0 17px;scroll-margin-top:30px;font-size:30px;line-height:1.2}.prose h3{font-family:var(--serif);color:var(--ink);margin:29px 0 13px;font-size:23px}.prose ul,.prose ol{margin:0 0 24px;padding-left:24px}.prose li{margin-bottom:10px;padding-left:5px}.prose li::marker{color:#688260}.prose a{color:#2b7054;text-decoration-thickness:1px}.prose strong{color:#263e2e;font-weight:600}.prose blockquote{color:#52684e;border-left:2px solid #b3c4a6;margin:26px 0;padding:10px 25px}.prose table{border-collapse:collapse;width:100%;max-width:100%;margin:25px 0;font-size:12px;line-height:1.65;display:block;overflow-x:auto}.prose th{text-align:left;color:#2f4f35;background:#e6ecdd;padding:13px 14px;font-weight:600}.prose td{border-bottom:1px solid var(--line);vertical-align:top;padding:13px 14px}.prose th,.prose td{min-width:110px}.prose hr{border:0;border-top:1px solid var(--line);margin-block:33px}.article-disclosure{color:#6d7967;border-top:1px solid var(--line);margin-top:36px;padding-top:23px;font-size:11px}.article-cta{background:#eed;margin-top:30px;padding:25px}.article-cta h2{font-size:26px}.article-cta p{color:#61715a;margin:12px 0 18px;font-size:12px}.related{border-top:1px solid var(--line);max-width:960px;padding-block:43px 65px}.related h2{margin-top:10px;font-size:36px}.related-grid{grid-template-columns:1fr 1fr;gap:25px;margin-top:25px;display:grid}.related-link{background:var(--white);border:1px solid #ccd5c3;padding:23px;text-decoration:none;display:block;position:relative}.related-link .eyebrow{font-size:8px}.related-link h3{font-family:var(--serif);margin:11px 22px 18px 0;font-size:24px;line-height:1.2}.related-link>span:last-child{color:#6b8b60;font-size:25px;position:absolute;bottom:13px;right:20px}.info-page{max-width:780px;padding-block:65px 80px}.info-page h1{margin:16px 0 25px;font-size:clamp(2.8rem,5vw,4rem)}.info-page>.lead{color:#5d6c58;margin-bottom:35px;font-size:19px;line-height:1.7}.info-page .prose h2{font-size:28px}.info-date{color:var(--muted);margin-bottom:30px;font-size:11px}.error-page{text-align:center;min-height:470px;padding-block:78px}.error-page h1{margin:17px 0;font-size:64px}.error-page p{color:var(--muted);margin-bottom:24px}@media (width>=1600px){.hero h1{font-size:76px}}@media (width<=1050px){.wrap{width:calc(100% - 56px)}.hero{grid-template-columns:1.05fr 1fr;gap:35px;padding-top:55px}.hero h1{font-size:57px}.hero-actions{flex-wrap:wrap;gap:15px}.hero-copy>p{font-size:13px}.card-body{padding:20px}.card-body h3{font-size:23px}.card-illustration{height:190px}.approach-grid{gap:45px}.article-layout{gap:30px}.principles{font-size:10px}.art-caption{font-size:8px}.card-body .eyebrow{font-size:7px}}@media (width<=760px){.wrap{width:calc(100% - 40px)}.topline{font-size:9px}.topline-right{display:none}.site-header{height:80px}.wordmark{font-size:21px}.desktop-nav{display:none}.mobile-nav{display:block}.mobile-nav summary{cursor:pointer;align-items:center;gap:12px;padding:10px;font-size:12px;list-style:none;display:flex}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary>span{font-size:20px}.mobile-nav[open] nav{background:var(--white);border:1px solid var(--line);flex-direction:column;gap:19px;min-width:210px;padding:25px;display:flex;position:absolute;top:70px;right:0;box-shadow:0 10px 20px #1a332516}.mobile-nav nav>a{font-size:13px;text-decoration:none}.hero{grid-template-columns:1fr;gap:30px;padding-block:40px 34px}.hero h1{max-width:570px;margin:18px 0 22px;font-size:clamp(40px,9.5vw,66px)}.hero-copy>p{max-width:580px;font-size:15px}.hero-actions{gap:20px;margin-top:23px}.hero-actions .button{gap:16px;padding:13px 17px;font-size:12px}.hero-copy>.hero-note{margin-top:16px;font-size:9px}.hero-visual{justify-self:center;width:100%;max-width:580px;padding-top:0}.hero-visual svg{max-height:340px}.art-caption{font-size:8px}.art-caption>span:last-child{font-size:7px}.principles{grid-template-columns:1fr;gap:12px;padding-block:18px}.principles>span{justify-content:start;gap:15px;padding-left:6px;font-size:11px}.principles>span+span{border:0}.principle-icon{text-align:center;width:21px}.section{padding-block:45px 50px}.section-heading{align-items:start;margin-bottom:25px}.section-heading .eyebrow{max-width:180px;font-size:8px}.section-heading h2{font-size:34px}.section-heading>.text-link{white-space:nowrap;gap:8px;margin-top:32px;font-size:10px}.guide-grid{grid-template-columns:1fr;gap:25px}.guide-card{grid-template-columns:minmax(130px,.8fr) 1.2fr;display:grid}.card-illustration{border-bottom:0;border-right:1px solid var(--line);height:100%;min-height:260px}.mini-page{width:160px;height:200px;padding:18px;left:-10px}.mini-type{font-size:27px}.art-index{font-size:16px;bottom:9px;right:10px}.check-art{width:145px;padding:8px 16px;position:relative;left:-4px}.pay-art{width:165px;padding:18px 16px;position:relative;left:-4px}.pay-equation{font-size:36px}.pay-caption{font-size:5px}.card-body{padding:20px 18px}.card-body h3{font-size:24px}.card-body .eyebrow{font-size:7px;line-height:1.7}.card-body p{margin-top:13px;margin-bottom:17px;font-size:12px}.card-body>.text-link{gap:13px;font-size:10px}.approach-grid{grid-template-columns:1fr;gap:25px;padding-block:39px 43px}.approach-grid h2{font-size:35px}.approach-copy p{font-size:14px}.next-move{padding-block:43px 50px}.next-move h2{font-size:36px}.next-decoration{font-size:170px;top:55px;right:0}.footer-main{padding-block:33px 28px;display:block}.footer-main nav{grid-template-columns:1fr 1fr;column-gap:25px;margin-top:25px}.footer-bottom{font-size:9px;display:block}.footer-bottom p+p{margin-top:12px}.archive-intro{padding-block:39px 30px}.archive-intro h1{font-size:49px}.archive-guides{padding-bottom:50px}.article-header{padding-block:28px 25px}.back-link{margin-bottom:26px}.article-header h1{font-size:43px}.article-deck{font-size:16px;line-height:1.75}.article-byline{padding-block:24px 23px}.independent-label{padding:4px 6px;font-size:8px}.article-layout{grid-template-columns:1fr;gap:25px;padding-bottom:40px}.article-sidebar{border-bottom:1px solid var(--line);padding-bottom:24px;position:static}.article-sidebar nav{grid-template-columns:1fr 1fr;gap:11px 15px;display:grid}.article-sidebar nav .eyebrow{grid-column:1/-1}.article-sidebar nav a{font-size:10px}.sidebar-note{display:none}.takeaway{margin-bottom:27px;padding:18px 20px}.takeaway p{font-size:21px}.prose{font-size:16px;line-height:1.85}.prose h2{margin-top:33px;font-size:28px}.prose table{font-size:12px}.article-cta{padding:23px}.related{padding-block:34px 45px}.related h2{font-size:33px}.related-grid{grid-template-columns:1fr;gap:16px}.related-link{padding:20px}.related-link h3{font-size:24px}.info-page{padding-block:40px 50px}.info-page h1{font-size:43px}.info-page>.lead{font-size:18px}}@media (width<=420px){.guide-card{display:flex}.card-illustration{border-bottom:1px solid var(--line);border-right:0;height:203px;min-height:0}.mini-page{width:190px;left:0}.mini-type{font-size:30px}.check-art{width:170px}.pay-art{width:205px}.pay-equation{font-size:41px}.card-body{padding:24px}.card-body .eyebrow{font-size:9px}.card-body h3{font-size:29px}.card-body p{font-size:13px}.card-body>.text-link{font-size:12px}.hero .eyebrow{font-size:8px}.hero h1{font-size:42px}.hero-copy>p{font-size:14px}.hero-actions{gap:17px}.hero-actions .quiet-link{font-size:11px}.article-header h1{font-size:38px}.article-byline{gap:9px}.independent-label{margin-left:auto;font-size:7px}.article-sidebar nav{grid-template-columns:1fr}.article-sidebar nav a{font-size:11px}.section-heading h2{font-size:31px}.archive-intro h1{font-size:45px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}